We’re excited to announce the next step in our partnership with Unlockd: integration of Allora AI price predictions to power permissionless loans for RWAs. This integration is a milestone in the partnership, which began 18 months ago with our collaboration to bring AI into the lending process for PFP NFTs.
Now, leveraging Allora’s AI price predictions, Unlockd offers peer-to-pool loans in its V2 testnet, allowing instant access to funds against RWA NFTs. This integration sets a new standard for instant, permissionless liquidity.
Unlockd chose to integrate Allora’s AI price predictions because Allora has a proven track record across asset types. Allora’s ML models have priced over 400 million assets — including PFP NFTs and RWAs — with 95–99% accuracy, and an update cadence shorter than 5 minutes. These models continuously improve, ensuring that asset valuations are both precise and adaptive to market conditions.
In Unlockd’s pursuit to pioneer permissionless lending for RWAs, they sought a cutting-edge solution for accurate and reliable asset valuation. After a comprehensive review of available technologies, they chose to integrate Allora’s AI price predictions due to the network’s unparalleled benefits, such as:
- Collective Intelligence — Models in Allora’s network continuously learn from each other, enhancing its collective intelligence and enabling it to self-improve over time.
- Tamper-Proof Outputs — Allora utilizes zkML and cryptographic verification to create outputs that are verifiably secure and unalterable, ensuring trust in AI’s decisions.
- Privacy Protection — Allora protects personal data through local processing, reducing the risk of breaches and preserving user privacy.
- Universal Access — Allora offers permissionless, composable access to AI, enabling builders everywhere to innovate and create with AI as a foundational element.
- Scalability on Demand — The Allora Network adapts and expands without limits, scaling with demand while maintaining high performance and robust security.
- Balanced Outcomes — Allora leverages diverse data inputs to reduce bias, leading to more balanced and fair AI-driven outcomes.
Unlockd’s integration with Allora addresses a crucial gap in the RWA lending market, ensuring borrowers can instantly secure loans without the typical wait for counterparties. By incorporating real-time AI risk modeling, Unlockd’s users are given optimal LTV conditions and safeguarded against undervalued collateral sales. This partnership not only democratizes access to loans by removing KYC barriers and approval wait times, but also represents a significant step towards integrating RWAs into the DeFi ecosystem.
“We chose Allora for their precise, real-time pricing as well as their comprehensive historical data offerings,” says Jorge Schnura, CEO of Unlockd. “Their commitment to continuous improvement of their models assured us of their status as a top-tier provider in the industry.”
About Allora
Allora is a self-improving decentralized AI network.
Allora enables applications to leverage smarter, more secure AI through a self-improving network of ML models. By combining innovations in crowdsourcing, federated learning, and zkML, Allora unlocks a vast new design space of applications at the intersection of crypto and AI.
Learn more about Allora by visiting allora.network or reading the developer documentation at docs.allora.network.
About Unlockd
Unlockd is a permissionless RWA liquidity protocol powered by advanced AI where users can participate as depositors or borrowers. It facilitates the safest, most secure, and cost-effective way to borrow against tokenized Real-World Assets, token streams and any kind of NFT with instant loans, as well as risk-free, auto-compounding yield directly in ETH for lenders.
Join Unlockd’s Discord for more information about their V2 testnet.